Personal Injury Protection Lawyer Houston TX
Personal Injury Protection Lawyer Houston, TX
After a severe car accident, you may have questions. Like, what will your recovery period be? What does recovery look like? When can you go back to work? What happens after the accident? One of the most common and important questions is: “do I need a personal injury protection lawyer?”
The answer is yes, probably.
The sooner you can hire a personal injury protection lawyer in Houston, TX, the sooner your case can be resolved with an efficient lawyer.
It has been found that police respond to 6 million car accidents every year, and this number results in close to as many insurance claims. Insurance companies report their average yearly claim values of more than $3,000 for property damage and $15,000 for personal injuries.
Typically, when you’re in a car accident, the at-fault driver’s insurance pays the victims. However, this process isn’t automatic. After all, an insurance company has to stay in business somehow. They don’t do that by handing out settlements to every person who files a claim against a driver on a policy that they have.
Personal Injury Claim Basics
Anyone that has personal injury protection, otherwise known as PIP or medical coverage may submit a claim on their own to their insurance company. In no-fault insurance states, this is likely to be your only option. Your claim to your company will be paid, no matter who caused the accident.
If you’re filing a claim with the other driver’s insurance company, then it won’t be easy. Certainly not as easy as filing your own insurance claim with your company. The opposing insurance company has a duty to their client to defend their insured driver, and they also don’t want to pay out money.
To get a fair settlement, you must prove that the other driver caused the accident, the accident caused your injuries and your medical care, related expenses and pain and suffering can be totaled up.
Car accident liability claims are based purely on the other driver’s fault. Was that driver negligent? If so then they’re liable for your damages. If the accident was your fault, however, you do not have a case.
Compensation for Damages
Damages are the costs that are associated with injuries or property damages. In this case, it’s injuries. Personal injury damage includes medical bills, out-of-pocket expenses, lost wage and your pain or suffering. Property damage include vehicle repair, or the value of the total loss, and value of other items lost in the crash.
To win your claim, you have to be able to show that the other driver was negligent and caused the crash, which then caused your personal injury and damages. If there are no damages to your car or your person, then you don’t have a viable case.