There are people hurt in car accidents every day. Many of them need medical treatment and aren’t able to work. When they are suddenly faced with medical expenses that they don’t know how they will pay, it can be terrifying. The aftermath of a car accident is often confusing, frustrating, and terrifying.
Just like with all areas of the law there are plenty of myths that people still believe. If you want to know more about what myths are out there and why they aren’t true, then read on. We’ve made a list of the most common ones people believe.
- Auto Insurance Will Pay for Everything
If you’re hurt in a crash caused by another driver, it is easy to assume that their insurance company will pay for all of your losses. Sadly, this is rarely the case. Insurance companies aren’t your friend and they only want to make money. The best way to do that is to avoid high payouts. There are many tactics they will use to minimize compensation. They will question how serious your injuries are and argue that they were pre-existing. The goal is to pay you as little as possible.
- Every Driver Has Insurance
In an ideal world, this would be true. Many drivers don’t have insurance though. These drives may not have kept up on their payments or just simply never had it in the first place. If an uninsured driver causes an accident and you are injured your options for compensation are limited. This is why many lawyers recommend you carry UM/UIM coverage on your own insurance policy.
- There is No Need to Get Police Involved
This can’t be further from the truth. Even if you were involved in a minor crash, you still need to contact the police. The police can help secure the scene and ensure that everyone is safe. They will also conduct an initial investigation and issue an accident report. This report can be valuable information for a later claim.
- There is No Need to See a Doctor if You Feel Okay
Even if you’ve been in an accident where you have minor injuries you should still seek medical attention. Some injuries, like concussions, may not have symptoms at first but they can get worse if left untreated. A doctor can make sure that any injuries, even if minor, are treated and that you have the proper care. This will also prove to your insurance company that you did everything you could to get your injuries treated as quickly as possible.