MVA Lawyer in Houston, TX
MVA Lawyer in Houston, TX
If you’re involved in a personal injury claim and wonder if you should accept the insurance company’s offer, it is in your best interest to contact a MVA Lawyer in Houston, TX from John K. Zaid & Associates first. It can help to understand how they came up with the amount, and whether you deserve more. The following are five things an insurance adjuster may take into consideration:
- All Sides of the Story
The insurance adjuster will talk to you, the policyholder, and possibly the police officer who made the report about your incident. There could be other witnesses he or she speaks with as well. This gives the adjuster a complete look at what happened so he or she can determine fault and severity of the accident. As your MVA Lawyer in Houston is probably going to warn you during a consultation, the insurance adjuster is not your friend, no matter how friendly they seem on the phone. What you say to the insurance adjuster can be used to minimize or deny your claim.
- Your Personal Life
It’s unfortunate, but the insurance adjuster might take a deep look into your personal life to find any dirt to use against you. If you have filed personal injury claims in the past, the adjuster may do some investigating into those past claims. He or she may scour your social media accounts and speak with your neighbors and coworkers to learn more about your behavior following the accident. Any evidence the adjuster can collect that makes your injury look less than what it is, will end up saving the insurance company money. A MVA Lawyer in Houston, Texas from John K. Associates suggests refraining from using social media during this time.
- Medical and Other Documents
A thorough insurance adjuster will go through all the medical bills relating to your case. He or she might look at your yearly taxes, proof of earnings, and other financial documents as well. If there is any evidence whatsoever that looks as though your injuries existed prior to your accident, it could make the settlement offer lower. By hiring a Houston, TX MVA Lawyer from John K. & Associates, you have someone to protect you from being taken advantage of and forced into accepting an offer that is much too low.
- Value of the Settlement
The insurance adjuster will look at your chances of winning if the case goes to trial, as well as what a jury might award you. If your chances at winning a large settlement are high, the insurance company might offer you more. If your chances aren’t that great, the insurance company might lowball it.
- Value of Pain and Suffering
There are formulas that insurance adjusters use to determine the value of pain and suffering, though it can be unclear. It’s especially important to have the help of a car accident lawyer in Houston, TX to ensure your compensation for pain and suffering is fair and complete.
Getting the Help of an Attorney
When you are involved in an insurance claim regarding personal injury, the insurance adjuster will look at these five things to determine the compensation amount. It’s nice to have an attorney on your side to help you determine whether the offer is fair and whether you should accept it. Contact a Texas MVA Lawyer from John K. Zaid & Associates today for assistance.