Texas Motorcycle Accident Attorneys

If you’ve been insured for any length of time, you likely understand that filing an insurance claim usually comes with trade-offs: paying your deductible, risking higher premiums, and dealing with bureaucratic headaches if your insurance company tries to reject or minimize your claim payout.

There are numerous factors to consider when making the decision of whether or not to file a claim with your insurance company and/or the insurance company of anyone else involved in a crash. It is therefore important, if you’ve been involved in a crash, to speak with a motorcycle accident lawyer Houston, TX residents rely on before making any assumptions about insurance claims. The experienced team at John K. Zaid & Associates can help you to evaluate your situation so that you can make an informed decision about your claims-related options.

How serious was the accident? If your motorcycle crash involved substantial property damage and serious injury, there is little doubt that filing a claim is the right course of action. But if your accident was relatively minor, it can be a harder decision to make. You’ll need to weigh the benefits of a potential payout against the costs of filing the claim. If you’re unsure of whether your situation warrants filing a claim, our experienced Texas motorcycle accident attorneys can advise you and help you make whatever decision is right for you.

Did the accident involve collision with another vehicle? It is not uncommon for motorcycle accidents to be single-vehicle crashes. Even if another driver was involved (perhaps running you off the road), insurers often treat such a scenario differently than a collision between two vehicles. Let’s say that you only have collision insurance. In such cases, your claim may be rejected because there was technically no collision between you and another driver. If you have comprehensive insurance (which is usually more expensive), however, nearly any accident scenario would be covered.

Who was at fault for the accident? Much of the time, our experienced Texas motorcycle accident attorneys will need to determine who was at fault for the crash before you can make an informed decision about your options. If you were driving negligently or carelessly and were responsible for the accident, filing a claim is likely your best option if you have a policy that covers such scenarios. Pursuing legal action against another driver isn’t really possible in these cases.

If another driver was clearly at fault, however, you can pursue compensation in at least two ways. First, you could file a claim against your own insurance policy. Second, you could consult with our experienced Texas motorcycle accident attorneys, who may be able to help you file a lawsuit against the at-fault driver and his or her insurance company.

How A Personal Injury Attorney Can Help You

If you were seriously injured (and/or suffered significant vehicle damage) in an accident with another driver who was clearly at fault, it can be a good idea to speak with our experienced Texas motorcycle accident attorneys before deciding whether to file an insurance claim. Depending on the facts of your case, we may be able to negotiate or win a much higher payout for your injuries, including compensation for medical bills, lost wages, property damage and pain and suffering, than you would have received otherwise.